Medical Professional Liability

Who we are

As a company, Hannover Re have close to 40 years of consecutive commitment to the US Medical Professional Liability business. Over those years, we have achieved a significant market penetration among healthcare buyers of reinsurance and have developed great contacts to the healthcare broker community. For many of our clients we are the longest-standing reinsurance partner on their programs – often dating back to the time the client had bought reinsurance for the first time. Whilst historically focusing on Captives and provider-owned companies in every form and shape, we are open and have been supporting all kinds of clients - always following the developing demands of the healthcare industry. Overall, we have accompanied our reinsured partners through decades and cycles of insurance markets and have seen them prospering throughout the years. We are proud to say that it has always been a mutually successful relationship and we look forward to continuing such into the future and through the challenges in the healthcare arena and insurance markets.

What we do

Our accumulated Know-How about the US Healthcare industry puts us in a good position to design tailor-made reinsurance solutions for our clients – helping them to meet the challenges of the changing healthcare environment. We can seamlessly blend traditional risk transfer reinsurance with structured reinsurance solutions. We have been supporting the full range of Medical Professional Liability segments – Hospitals, Physicians, Surgeons, Dentists, Longterm Care Providers, Facilities and more. We are open to respond to new products that might become of interest in a changing and competitive market environment. If necessary, we can benefit from the Know-How and experience of other insurance lines, which are all done in our company, to find the best solution for our clients.

How we do it

We are a broker-dedicated reinsurance market. We write proportional, non-proportional and structured reinsurance and are open for treaty and facultative reinsurance requests. Limit-wise, we have flexible capacities – depending on the type of solution a respective client prefers. We try to establish a close relationship with our insured partners and much appreciate open discussions. We want all parties to be best informed about what is going on in the market place and what might be thought of to avoid mishaps in a competitive environment.